>>   How to/TT (Bank wire) Payment:

 
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    What are BEN, SHA, OUR payment instructions?

    When you make an international bank (wire) transfer you can choose who
    pays the transfer charges.
    BEN, SHA, OUR are codes in a SWIFT instruction, at field 71A "Details of Charges"
    or "Type of fees".(Up to your bank)

  • The OUR instruction means you pay all transfer charges. We receive all your payment.

  • SHA (shared) means you only pay your bank's outgoing transfer charge.
    We receive your payment minus the correspondent (intermediary) bank charges.

  • BEN (beneficiary) means you do not pay any charge. We receive your payment
    minus all transfer charges.

    We require all international transfers to us to be made with the "OUR" instruction.
    If your bank doesn't offer this option, please add $35 in payment amount. If less
    funds than invoiced we receive, we will cut down the order.
    For small amount, you could use Paypal/credit card or Western Union to save transfer fees.

    What is intermediary/Correspondent bank?

    Correspondent bank appears when you make a Telegraphic (Wire) transfer.

    If your bank does not have a direct relationship with our bank, your bank pays through
    correspondent (intermediary) banks. The correspondent banks make a charge for this service.